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Zip Co is an Australian-based buy now, pay later (BNPL) company that offers consumers the ability to make purchases and pay for them in interest-free installments. The company provides a digital wallet solution that allows customers to shop at participating retailers both online and in-store. Zip Co is known for its easy and flexible payment options, as well as its focus on responsible lending practices. The company has expanded its services to include a range of financial products, such as personal loans and budgeting tools, in addition to its core BNPL offering. With a strong presence in Australia and New Zealand, Zip Co is also making inroads into the United States and the United Kingdom.