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Western Finance refers to the financial systems, practices, and institutions that are prevalent in Western countries, including the United States, Canada, and many countries in Europe. This system is characterized by a strong emphasis on private ownership, free markets, and individual responsibility. Western finance is heavily influenced by capitalist principles, with an emphasis on profit maximization, risk management, and efficient allocation of resources. The financial sector in Western countries is highly developed, with a wide range of financial products and services available to individuals and businesses. This includes banking, investment, insurance, and wealth management services. The Western finance system is also heavily regulated by government agencies to ensure stability, transparency, and fair practices.