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Volvo Financial Services (VFS) is the global financial services provider for the Volvo Group, offering a range of financial solutions to customers and dealers. With a presence in over 40 countries, VFS provides financing, leasing, and insurance solutions for Volvo Group's customers, helping them to acquire the vehicles, equipment, and services they need to grow their businesses. VFS also offers a wide range of digital solutions and services to streamline the financing process and improve customer experience. The company is committed to sustainability and offers flexible and innovative financial solutions to support the Volvo Group's mission of driving prosperity through transport and infrastructure solutions.