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The Card Association, also known as the Payment Card Industry (PCI) Security Standards Council, is a global organization that develops and maintains security standards for payment cards. These standards are designed to protect cardholder data and reduce the risk of data breaches and fraud. The Card Association is made up of major credit card companies such as Visa, MasterCard, American Express, Discover, and JCB, as well as other stakeholders in the payment card industry. The organization provides guidelines and resources for businesses to ensure compliance with security standards, and it also oversees the assessment and certification processes for compliance. The Card Association plays a crucial role in promoting secure and trustworthy payment card transactions for consumers and businesses worldwide.