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StepLadder is a financial platform that aims to help individuals achieve their financial goals by providing access to affordable and responsible lending options. The platform connects members with shared financial goals, enabling them to save money and reach their goals faster. StepLadder offers a unique approach to lending through its rotating savings and credit association (ROSCA) model, which allows members to pool their resources and take turns receiving a lump sum of money. This method provides a more affordable and inclusive alternative to traditional lending options, especially for those who may have difficulty accessing traditional credit. StepLadder also provides financial education and support to help members improve their financial literacy and make informed decisions. With a focus on community and collaboration, StepLadder is committed to helping individuals build a more secure financial future.