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PayActiv is a financial wellness platform that provides employees with access to their earned but unpaid wages before payday. The platform helps to alleviate financial stress and improve employee retention by giving workers the ability to access a portion of their earnings when needed, rather than having to wait for their regular payday. PayActiv also offers budgeting tools, savings options, and financial education resources to help employees better manage their money. By offering this service, employers can demonstrate their commitment to the financial well-being of their employees and create a more positive and productive work environment. Overall, PayActiv aims to improve the financial health of workers and reduce the reliance on high-cost payday loans and other predatory financial services.