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Jiedaibao is a peer-to-peer lending platform based in China that connects individual borrowers with individual lenders. The platform allows borrowers to apply for personal loans for various purposes, such as debt consolidation, home improvement, and education expenses. Lenders can then choose to fund these loan requests and earn interest on their investment. Jiedaibao provides a marketplace for these transactions and facilitates the entire lending process, including credit assessment, loan matching, and repayment collection. The platform also offers risk management and customer support services to ensure a secure and efficient lending experience for both borrowers and lenders. Jiedaibao has gained popularity in China as an alternative to traditional banking and has provided access to credit for many individuals who may have otherwise been excluded from the formal financial system.