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Equifax is a consumer credit reporting agency based in the United States. It collects and aggregates information on over 800 million individual consumers and more than 88 million businesses worldwide. Equifax uses this data to generate credit reports and scores for lenders, landlords, and other businesses to assess the creditworthiness of potential customers. The company also provides identity theft protection, fraud detection, and other services to help consumers and businesses safeguard their financial information. Equifax has faced scrutiny and legal challenges in recent years, including a major data breach in 2017 that exposed the personal information of millions of consumers. Despite these challenges, Equifax remains a prominent player in the financial services industry.