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Electronic payment systems refer to the methods and technologies used to facilitate financial transactions over the internet. These systems allow for the transfer of funds and the processing of payments without the need for physical cash or checks. Electronic payment systems include a wide range of methods such as credit and debit cards, digital wallets, mobile payment apps, and online banking. These systems provide a convenient and efficient way for individuals and businesses to make and receive payments, as well as to manage their finances. They also offer enhanced security features to protect sensitive financial information and prevent fraud. With the increasing reliance on digital transactions, electronic payment systems have become an essential part of modern commerce and are continuously evolving to meet the needs of consumers and businesses.