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EarnUP is a financial technology company that helps individuals pay down their debts faster and save money on interest payments. The platform works by automatically making extra payments on the user's behalf towards their loans and mortgages. By using the spare change from everyday transactions, EarnUP accelerates the debt repayment process and helps users become debt-free sooner. In addition to this, the platform also provides personalized recommendations to optimize the user's financial situation, such as refinancing options and interest rate reduction strategies. With its user-friendly interface and seamless integration with existing financial accounts, EarnUP aims to simplify the process of managing and reducing debt, ultimately helping users achieve their financial goals more efficiently.