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CreditLadder is a UK-based platform that helps tenants build their credit score by reporting their rental payments to major credit reference agencies. By partnering with landlords and letting agents, CreditLadder allows tenants to opt-in to have their rental payments reported, which can help them demonstrate their creditworthiness when applying for mortgages, loans, and other financial products. This innovative approach to credit building provides a solution for renters who may not have traditional forms of credit, such as a mortgage or credit card, and helps them establish a positive credit history based on their regular rental payments. By utilizing CreditLadder, tenants can improve their credit score and increase their financial opportunities, while also providing landlords with a way to incentivize on-time rent payments.