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Chime Bank is a financial technology company that offers mobile banking services. It provides customers with a user-friendly mobile app that allows them to access their accounts, make deposits, transfer money, and manage their finances on the go. Chime Bank does not charge monthly fees, overdraft fees, or minimum balance requirements, making it an attractive option for individuals looking for a no-frills banking experience. It also offers a feature called "SpotMe" which allows customers to overdraft their accounts by up to $100 with no fees. Chime Bank partners with The Bancorp Bank and Stride Bank, N.A., members FDIC, to provide its banking services. Overall, Chime Bank aims to provide a modern, convenient, and affordable banking experience for its customers.