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Car finance is a type of loan or financing option specifically designed for purchasing a car. It allows individuals to spread the cost of buying a car over a period of time, making it more affordable for those who may not have the funds to pay for a vehicle upfront. There are various types of car finance available, including hire purchase, personal contract purchase, and personal loans. Each option has its own terms and conditions, interest rates, and repayment plans. Car finance can be obtained through banks, credit unions, car dealerships, or online lenders. It is important for individuals to carefully consider their financial situation and compare different car finance options before making a decision.