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A bank statement is a record of all the transactions that have occurred in a specific bank account over a set period of time, usually a month. It provides a detailed breakdown of all deposits, withdrawals, transfers, and other activities that have affected the account balance. Bank statements are essential for individuals and businesses to keep track of their financial activities, monitor their spending, and reconcile their accounts. They are also often required when applying for loans, mortgages, or other financial products. In addition to being provided in physical form, bank statements can also be accessed online through internet banking platforms, allowing customers to view and download their transaction history at their convenience.