Toll-Free Number:
(800) 821-7232
Toll-Free Number:
(800) 821-7232
Customer Service:
(877) 322-8228
Toll Free
You can contact a live person at AnnualCreditReport by calling their customer service number at 1-877-322-8228.
AnnualCreditReport Website:
AnnualCreditReport Help Center:
Corporate Office Address:
Central Source, LLC
P.O. Box 105283
Atlanta ,
Georgia
30348-5283
United States
AnnualCreditReport.com is the only official site explicitly authorized by federal law to provide consumers with their free annual credit reports from the three major credit reporting agencies: Equifax, Experian, and TransUnion. The site was created as a result of the Fair and Accurate Credit Transactions Act (FACT Act) to ensure that consumers have access to their credit information and can monitor their creditworthiness. By visiting AnnualCreditReport.com, individuals can request their credit reports online, by phone, or by mail. The reports provide detailed information about a person's credit history, including accounts, payment history, and inquiries. Monitoring and reviewing these reports regularly can help consumers detect and address any errors or fraudulent activity that could negatively impact their credit scores.